A new teacher in Orange County earns $50,000 a year but keeps about$41,035, or $3,420 a month. Across the districts we track, a new teacher keeps about 82% of their salary after retirement contributions and taxes.
| District | Starting salary | FRS (3%) | Social Security + Medicare | Federal income tax | Take-home / year | Per month |
|---|---|---|---|---|---|---|
| Pinellas | $60,405 | −$1,812 | −$4,621 | −$4,851 | $49,121 | $4,093 |
| Sarasota | $60,000 | −$1,800 | −$4,590 | −$4,804 | $48,806 | $4,067 |
| Collier | $58,480 | −$1,754 | −$4,474 | −$4,627 | $47,625 | $3,969 |
| Lee | $54,500 | −$1,635 | −$4,169 | −$4,164 | $44,532 | $3,711 |
| Palm Beach | $54,500 | −$1,635 | −$4,169 | −$4,164 | $44,532 | $3,711 |
| Miami-Dade | $53,159 | −$1,595 | −$4,067 | −$4,008 | $43,490 | $3,624 |
| Broward | $51,597 | −$1,548 | −$3,947 | −$3,826 | $42,276 | $3,523 |
| Pasco | $51,000 | −$1,530 | −$3,902 | −$3,756 | $41,812 | $3,484 |
| Orange | $50,000 | −$1,500 | −$3,825 | −$3,640 | $41,035 | $3,420 |
| Lake | $49,500 | −$1,485 | −$3,787 | −$3,582 | $40,646 | $3,387 |
| Osceola | $49,500 | −$1,485 | −$3,787 | −$3,582 | $40,646 | $3,387 |
| St. Lucie | $49,160 | −$1,475 | −$3,761 | −$3,542 | $40,382 | $3,365 |
| Duval | $48,700 | −$1,461 | −$3,726 | −$3,489 | $40,025 | $3,335 |
| Clay | $48,500 | −$1,455 | −$3,710 | −$3,465 | $39,869 | $3,322 |
| Hillsborough | $48,351 | −$1,451 | −$3,699 | −$3,448 | $39,754 | $3,313 |
| Escambia | $48,300 | −$1,449 | −$3,695 | −$3,442 | $39,714 | $3,309 |
| Leon | $47,500 | −$1,425 | −$3,634 | −$3,349 | $39,092 | $3,258 |
| Marion | $47,000 | −$1,410 | −$3,596 | −$3,291 | $38,704 | $3,225 |
Estimate for a single filer taking the standard deduction with no other income. Not included: health, dental and other insurance premiums, union dues, and voluntary retirement savings, which all vary. Your district's payroll office and paystub are the final word.
Every FRS member contributes 3% of gross pay (s. 121.71(3), Florida Statutes), whether they choose the pension plan or the investment plan. The contribution is taken out before federal income tax is figured (s. 121.71(2)), which lowers your tax bill a little.
6.2% for Social Security and 1.45% for Medicare. We apply them to your full salary, which may overstate them slightly.
Calculated with the IRS's 2026 figures: a $16,100 standard deduction for a single filer and brackets of 10%, 12% and 22% at teacher salary levels. Married teachers, parents and anyone with other income will owe a different amount.
Florida doesn't tax personal income, so a Florida teacher keeps more of the same salary than a teacher in most other states.
Most Florida teachers work a 10-month contract. Districts either pay over 10 months or spread the same salary over 12, so the "per month" figure above is the yearly amount divided by 12. Check your district's pay calendar.
About $3,225 to $4,093 a month, depending on the district, for a single teacher with no other income in 2026. That's starting salary minus the 3% Florida Retirement System contribution, Social Security, Medicare and federal income tax. Health insurance premiums and other deductions vary and aren't included.
No. Florida has no state personal income tax, so teachers pay only federal income tax plus Social Security and Medicare.
Members of the Florida Retirement System contribute 3% of gross pay (s. 121.71, Florida Statutes). It comes out before federal income tax is calculated.
Districts negotiate pay every year. We'll email you when the new schedule is out, with what changed for your experience level. No spam. Unsubscribe anytime. Privacy.
Signup opens soon.